Use your agent to get umbrella coverage estimates
Coverage Cat lets a personal agent collect details, size umbrella protection, and surface carrier quotes through its API and MCP setup.
- What they did
- A custom agent began with Coverage Cat’s MCP manifest, then used the umbrella_consumer_prefill tool to gather the information needed for an umbrella quote. From there, the flow estimated the right coverage amount and returned options from real carriers with price bands. The licensed brokerage team remained behind the scenes, and the shopper handoff went to Coverage Cat.
- How it went
- This setup is available only in California, Florida, New York, Texas, and Washington. The page does not give outcome numbers for agent-led shopping, only the process and the state limits.
- Tips
- An API key is required, so plan on getting one before trying this with an agent. Have the agent pause before any final submission so you can review the coverage amount and carrier choices.
Try it yourself with Claude in Chrome
Help me shop for umbrella insurance through Coverage Cat. Use the MCP manifest to start, then ask for the details needed to run umbrella_consumer_prefill for a [state] resident with [home, cars, assets, and liability concerns]. Show me the coverage estimate and the carrier options with price ranges. Stop before any submission or commitment and wait for my approval first.
Fill in the [brackets]. Agents can make mistakes, so review anything before it is sent, paid or deleted.
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